First Community Credit Union is owned and operated by its members. This is what distinguishes us from other financial institutions. Members put their money in a variety of savings accounts, and that money, in turn, is lent to members. After operating expenses and reserve requirements are met, loan income is returned to all members in the form of dividends and comprehensive financial services. Those services include deposit accounts such as money management and high interest checking and loans for homes, cars, recreational vehicles, home improvements personal use and more. We also have a wide variety of convenience services such as online banking, mobile banking and instant-issue debit cards.