As an organization, we exist to help people and businesses achieve their dreams to live the Ideal Life. Whether they dream of owning a home, buying a new vehicle, retiring comfortably or running a successful business –Ideal Credit Union can help. Ideal Credit Union is a member owned financial institution with offices in Eagan, Hugo, North St. Paul, Inver Grove Heights, Stillwater and Woodbury. Membership is open to individuals who live, work, and worship along with businesses who operate in Anoka, Chisago, Dakota, Hennepin, Ramsey and Washington Counties. Ideal Credit Union exists for the sole benefit of its members. The customer relationship is built on loyalty, trust, openness, fairness, accessibility and efficiency. Building on a long and solid history, Ideal Credit Union has been proudly serving its members since 1926. We offer a broad array of financial products and services, including free checking, competitively priced vehicle financing, 24/7 loan approval, mortgages, online banking and bill pay, online deposits, business services, investment services and more.