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Bell Bank Overview

Our bank began back in 1966 as a single location in Fargo, North Dakota. Today, we are among the top 10 largest privately held banks in the nation. Through that success, our roots in community banking and our emphasis that people matter have created a place to work and do business in a family atmosphere and a hometown setting – no matter the size of the community we serve. We truly care about those we serve, focusing on relationships in our “Bell family.” Our team demonstrates those values every day.

Our core business is full-service banking. This includes deposit accounts, consumer and mortgage loans, commercial loans and treasury management for businesses. Our wealth management division offers investment, trust and estate planning, financial planning and retirement plans for individuals and employers in 48 states. And our HealthcareBank division is one of the nation’s top 10 custodians of health savings account (HSA) deposits.

Our bankers get to know our customers personally. During the pandemic, we worked tirelessly to help thousands of businesses access the SBA loans they needed. We offer sophisticated financial services, with a level of service you simply won't find at most banks.

Our "bottom line" statement is an unusual one, especially for a financial company. It's "Happy Employees! Happy Customers!" Our purpose is to be a bank that's the best place to work and do business, because people matter.
Our vision is continued growth and success, but never at the expense of our core values of family atmosphere, unequaled service and paying it forward.
Our mission really is enshrined in our "bottom line" statement: "Happy Employees! Happy Customers!" When we create a great workplace with a family atmosphere, so people are proud of where they work and what they do, our people in turn take great care of our customers.
Additional Culture Details
We want our teams to work hard and do a great job while they’re here, but we also want them to have fun doing it. You spend a lot of time at your workplace, so you need to have some fun together with your teammates and customers and bring that balance. Especially in our industry, it’s easy to take ourselves pretty seriously. We try not to do too much of that at Bell! Our managers and team members take to heart the idea of working hard and playing hard, knowing they will be supported. They initiate their own team-building events and projects. You can’t help but impact productivity in positive ways when you have teams of people who know each other well, get along and work collaboratively.
Family Atmosphere
Promoting and sustaining our family atmosphere
Personal Service
Providing unequaled personal service to every customer
Giving Back
Paying it forward by giving back to the communities we serve
Fargo, ND
1,399 US Employees
Financial Services & Insurance


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