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Simple (Simple Finance Technology Corp)

Way back when, in 2009, after another frustrating banking experience involving hidden fees, unnecessary products, long holds, and complicated conversations, Simple’s future founder Josh Reich emailed his friend (and future co-founder) Shamir Karkal, with some big questions:

Why is banking so complicated?
Can a bank exist to help people, not confuse them?
What if banks didn’t charge so many ridiculous fees?
What if your bank taught you to feel confident with money?

The answer to each question was Simple.

Years after that first email, growing swiftly into our beautiful, multi-floor homebase in the misty valleys of Portland, Oregon (and the many other states from which our remote employees hail), we are still asking those questions. We’re answering them, too.

We created an FDIC-insured checking account built to help you save money, and to support smart spending with built-in budgeting tools. The accounts are free and our customer service is kind, helpful and human (in other words, talking to us won’t inspire you to start a bank of your own out of frustration).
... Read more

Vision

Our Vision is to prove that a bank that does good also does well... Read more

Mission

Our Mission is to help people feel confident with their money... Read more

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