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Ocean Bank

Ocean Bank is the largest independent state chartered commercial bank headquartered in Florida. The bank is widely recognized as a primary lender for commercial real estate development and construction, in addition to commercial and industrial loans. Its commercial banking activities include commercial mortgages, commercial real estate lending, lines of credit, asset-based lending, equipment financing, SBA loans, tax certificate financing, cash management, merchant services and factoring.

On the retail side, Ocean Bank provides loan and deposit products, such as home mortgages and lines of credit, vehicle and boat financing, CD-secured loans, checking, savings and money market accounts, IRAs and CDs.

The bank serves high-net-worth clients through its Wealth Management department and has an active international department which includes such services as correspondent banking, letters of credit, trade financing, Ex-Im Bank credit facilities and foreign exchange services.
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Our Customers: To continue a longstanding history of superior service through the genuine exchange of mutual trust and respect in order to help our customers achieve their financial goals. This vision will be accomplished by offering our customers a choice of products, delivery alternatives and financial insight to meet their lifestyles and banking preferences. Our commitment to service excellence will be reflected in our passion to create a completely satisfying experience for our customers. Our Employees: To create meaningful and rewarding employment experience for individuals who choose to play a role moving Ocean Bank along the journey to reach the Mission. This vision will be accomplished by nurturing an environment that fosters the collaboration of the valuable contributions from each individual and provides an opportunity for employees to achieve their career aspirations. Our Community: To demonstrate an unwavering commitment to enhance the quality of life and prosperity for individuals who work and live in the communities we serve, as well as those who visit our markets. This vision will be accomplished through the continual giving of time, talent and monetary resources to the organizations whose causes are meaningful and impactful. Our Shareholders: To provide shareholders with a favorable return on their investment through a continuous and long-term profitablity and growth. This vision will be accomplished by the cost-efficient delivery of banking services to customers, implementation of prudent credit practices, execution of well-defined business strategies and the responsible management of capital. ... Read more


To be the recognized banking leaders in strength efficiency and profitability serving business and individuals in South Florida.... Read more


Miami, FL


700 US Employees



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