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Michigan Schools and Government Credit Union

MSGCU has been providing quality financial services to the community for over 66 years. MSGCU offers a full range of loan, deposit, checking, credit card, mortgage and insurance products for those who live in Michigan. With 17 offices in Southeastern Michigan and 375 team members, MSGCU has more than 135,000 members and $3 billion in assets.

Being not-for-profit allows us to give back to our members through better rates, fewer fees, free financial education, grants, scholarships, and other community support. We are financial champions committed to helping our members achieve financial success by rallying behind them and their goals. This contributes to our 96% satisfaction score for two decades. MSGCU has also earned five stars, as reported by Bauer Financial, for more than 30 years.

Each year, we award more than $150,000 in scholarships and grants to aspiring students and teachers, as well as first responders and the skilled trades.
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We are a caring organization dedicated to promoting financial success for our members.... Read more

Additional Culture Details

At MSGCU, we pride ourselves on maintaining a culture that attracts, engages, develops and retains talented team members. We embody the values needed to help our members achieve their financial goals.... Read more


Being Honest and Fair. We not only strive to provide fair and competitive offerings, but we act with integrity in everything we do.

Featured Awards

Company Snapshots

Michigan Schools and Government Credit Union
MSGCU is proud to annually award scholarships to high school seniors, students pursuing a career in education and future first responders through various scholarship programs. Pictured are a few 2020 Scholarship Honorees receiving a fun (and socially-distant) surprise from MSGCU.
Every year, MSGCU branches donate time and money to local organizations that educate and safeguard our communities. Pictured is our Livonia Branch Manager, Henry H. presenting a donation to the Livonia Police Department.
MSGCU was honored to support front line workers in need of personal protection equipment with a donation of $10,000 to support the mission of distributing 30,000 face shields to local first responders, hospital staff, and nursing and senior home personnel. Pictured is Theresa C. and Laura K. from our Chesterfield Branch with Chesterfield Twp. Fire Department.
MSGCU has 15 branch locations throughout Metro Detroit. Our newest branch is located in Commerce Township.