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- Liberty Title
Liberty Title
Liberty Title is the largest title insurance agency in Michigan that is not owned, affiliated with, or under contract with a real estate agent, lender, or law firm. We perform two functions with respect to real estate transactions: first, we issue title insurance to assure that the buyer in a real estate transaction will own the property after the transaction and that the lender will have a valid mortgage; second, we conduct the closing of the real estate transaction and prepare much of the paperwork. Sounds simple, but we are problem solvers, deal makers, and business consultants to the Realtor, Lender and legal parties involved. Our status as an independent title agency also makes us consumer-friendly; our priority is always our customers. We are one of the few companies in Michigan that represent all the major insurers - a mark of respect, competence, and trust as these companies only select the best agencies to represent them.
In summary, we protect people’s property rights by solving title issues before they becoming closing issues, conducting due diligence during the title search process, and maintaining transparency for our customers throughout the homebuying process.
In summary, we protect people’s property rights by solving title issues before they becoming closing issues, conducting due diligence during the title search process, and maintaining transparency for our customers throughout the homebuying process.
Purpose
Overview
Liberty Title is the largest title insurance agency in Michigan that is not owned, affiliated with, or under contract with a real estate agent, lender, or law firm. We perform two functions with respect to real estate transactions: first, we issue title insurance to assure that the buyer in a real estate transaction will own the property after the transaction and that the lender will have a valid mortgage; second, we conduct the closing of the real estate transaction and prepare much of the paperwork. Sounds simple, but we are problem solvers, deal makers, and business consultants to the Realtor, lender and legal parties involved. Our status as an independent title agency also makes us consumer-friendly; our priority is always our customers. We are one of the few companies in Michigan that represent all the major insurers, which is an indication of the respect and trust these companies have in us as they only select the best agencies to represent them.
In sum, we protect people’s property rights by solving title issues before they becoming closing issues, conducting due diligence during the title search process, and maintaining transparency for our customers throughout the homebuying process.
Benefits
Liberty Title offers a full suite of benefits to support the health, wellness, and work-life balance of our staff. We offer Blue Care Healthy Living and pay the cost of a single-person premium, which encourages our staff to manage their health proactively. For employees that do not need health insurance, we offer a Flexible Spending Option to equalize the HMO benefit. We pay for a $50,000 life insurance policy for everyone and provide both long-term and short-term disability insurance. We also offer vision, dental, and pet care insurance at favorable group rates.
We are unique in our industry in that we rarely ask our staff to work overtime. We want our staff to have lives outside the office and we want long-term, happy team members. Our vacation, sick day, and holiday policies are very flexible. Employees can work on certain holidays (e.g., President’s Day) in exchange for comp days. Everyone receives a “Holiday Shopping Day” between Thanksgiving and New Year’s Day to get holiday shopping/returns done. After seven years of continuous employment, employees can take a one-month paid sabbatical to travel, spend additional time with their families, or just relax in addition to their regular vacation time.
Interesting Facts
Since we opened our doors 46 years ago, we have maintained our family-friendly and community-focused workplace philosophies while expanding throughout the state of Michigan.
Founded in 1974 by William Richardson, Liberty Title began as a small office in Ann Arbor. In 1990, Liberty Title was purchased by its current owners (and William’s son and daughter-in-law), Tom and Michele Richardson. Between 1990-2004, we tripled in size and added offices in Chelsea and Brighton. Not willing to slow down during the 2005 real estate recession, Tom and Michele went “all in” with their retirement savings, family funds, and an equity line with a community bank to continue growing the company. Since then, we have again tripled in size and opened multiple new offices in several counties. We now have proudly insured and closed on more than 150,000 real estate transactions across Southeastern Michigan.
What began as a single office with four employees is now a company with 13 locations and 150+ employees (including the founder’s grandchildren!) By focusing on company culture as well as the local communities we serve, Liberty Title continues to expand while preserving our small business roots.
Website: www.libertytitle.com
Facebook: www.facebook.com/#!/LibertyTitleMichigan
Twitter: www.twitter.com/LibertyTitle_MI
Instagram: https://www.instagram.com/libertytitleagency/
YouTube: https://www.youtube.com/user/LibertyTitle1
Liberty Title is the largest title insurance agency in Michigan that is not owned, affiliated with, or under contract with a real estate agent, lender, or law firm. We perform two functions with respect to real estate transactions: first, we issue title insurance to assure that the buyer in a real estate transaction will own the property after the transaction and that the lender will have a valid mortgage; second, we conduct the closing of the real estate transaction and prepare much of the paperwork. Sounds simple, but we are problem solvers, deal makers, and business consultants to the Realtor, lender and legal parties involved. Our status as an independent title agency also makes us consumer-friendly; our priority is always our customers. We are one of the few companies in Michigan that represent all the major insurers, which is an indication of the respect and trust these companies have in us as they only select the best agencies to represent them.
In sum, we protect people’s property rights by solving title issues before they becoming closing issues, conducting due diligence during the title search process, and maintaining transparency for our customers throughout the homebuying process.
Benefits
Liberty Title offers a full suite of benefits to support the health, wellness, and work-life balance of our staff. We offer Blue Care Healthy Living and pay the cost of a single-person premium, which encourages our staff to manage their health proactively. For employees that do not need health insurance, we offer a Flexible Spending Option to equalize the HMO benefit. We pay for a $50,000 life insurance policy for everyone and provide both long-term and short-term disability insurance. We also offer vision, dental, and pet care insurance at favorable group rates.
We are unique in our industry in that we rarely ask our staff to work overtime. We want our staff to have lives outside the office and we want long-term, happy team members. Our vacation, sick day, and holiday policies are very flexible. Employees can work on certain holidays (e.g., President’s Day) in exchange for comp days. Everyone receives a “Holiday Shopping Day” between Thanksgiving and New Year’s Day to get holiday shopping/returns done. After seven years of continuous employment, employees can take a one-month paid sabbatical to travel, spend additional time with their families, or just relax in addition to their regular vacation time.
Interesting Facts
Since we opened our doors 46 years ago, we have maintained our family-friendly and community-focused workplace philosophies while expanding throughout the state of Michigan.
Founded in 1974 by William Richardson, Liberty Title began as a small office in Ann Arbor. In 1990, Liberty Title was purchased by its current owners (and William’s son and daughter-in-law), Tom and Michele Richardson. Between 1990-2004, we tripled in size and added offices in Chelsea and Brighton. Not willing to slow down during the 2005 real estate recession, Tom and Michele went “all in” with their retirement savings, family funds, and an equity line with a community bank to continue growing the company. Since then, we have again tripled in size and opened multiple new offices in several counties. We now have proudly insured and closed on more than 150,000 real estate transactions across Southeastern Michigan.
What began as a single office with four employees is now a company with 13 locations and 150+ employees (including the founder’s grandchildren!) By focusing on company culture as well as the local communities we serve, Liberty Title continues to expand while preserving our small business roots.
Website: www.libertytitle.com
Facebook: www.facebook.com/#!/LibertyTitleMichigan
Twitter: www.twitter.com/LibertyTitle_MI
Instagram: https://www.instagram.com/libertytitleagency/
YouTube: https://www.youtube.com/user/LibertyTitle1
Additional Culture Details
Our “Smarter Bear Ethos” dictates our culture. We refer to all employees in-house as Smarter Bears, which to us means a colleague that is caring, empathetic, accountable, a problem solver, and knows to put the customer first. All of these qualities make our colleagues “smarter than the average bear”!
Throughout the year, we host regular events to foster employee collaboration and maintain a positive work environment as part of this ethos. Our “Smarter Bear Summit” is an all-company meeting that occurs every year, which gives our staff the opportunity to get to know one another better, collaborate on new ideas for the coming year, and hear company updates from the leadership team. Awesome August is our month-long celebration of our awesome staff where we host various events in each office such as a shoe shopping outing, surprise deliveries of company swag and gift cards, and an afternoon ice cream break thanks to the arrival of an ice cream truck, driven by the company owners. Finally, each quarter we host a comprehensive, all-day orientation to the company called “Smarter Bear Basics” where new team members get to meet colleagues from different offices, learn about different job functions, and develop professional goals for the future.
Throughout the year, we host regular events to foster employee collaboration and maintain a positive work environment as part of this ethos. Our “Smarter Bear Summit” is an all-company meeting that occurs every year, which gives our staff the opportunity to get to know one another better, collaborate on new ideas for the coming year, and hear company updates from the leadership team. Awesome August is our month-long celebration of our awesome staff where we host various events in each office such as a shoe shopping outing, surprise deliveries of company swag and gift cards, and an afternoon ice cream break thanks to the arrival of an ice cream truck, driven by the company owners. Finally, each quarter we host a comprehensive, all-day orientation to the company called “Smarter Bear Basics” where new team members get to meet colleagues from different offices, learn about different job functions, and develop professional goals for the future.
Recent Awards
Company Snapshots
