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Happen Bank
Happen Bank — formerly LendingClub — is a digital bank built for the Motivated Middle: high-FICO, high-income, digitally savvy consumers actively managing their financial lives. Our difference? We make it easy for them to access award-winning products that help them keep more of what they earn and earn more on what they save. Our products are aligned by design to reward our more than five million members when they take positive financial steps like saving regularly or making loan payments on time.
Our success is fueled by our advanced credit underwriting, a proprietary technology platform engineered for innovation, and a marketplace bank model that drives value for members, loan investors, and shareholders alike. The result is affordable credit, meaningful value, and a trusted banking relationship — delivered consistently and profitably at scale.
We clear the way for our members to make it happen.
Our success is fueled by our advanced credit underwriting, a proprietary technology platform engineered for innovation, and a marketplace bank model that drives value for members, loan investors, and shareholders alike. The result is affordable credit, meaningful value, and a trusted banking relationship — delivered consistently and profitably at scale.
We clear the way for our members to make it happen.
Values
- Do what’s right
- We are committed to acting with honesty, integrity, and in the best interest of our customers. We recognize that trust and confidence are critical to our marketplace, so we stand up for what’s right – even when it’s hard.
Recent Awards
Company Snapshots
