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EMC Insurance Companies

Employers Mutual Casualty Company (EMCC), which operates under the trade name EMC Insurance Companies (EMC), was organized in 1911 to write workers’ compensation protection in Iowa. EMC is among the top 60 property/casualty insurance organizations in the country based on net written premium, with nearly 2,400 employees. Today, EMC provides property and casualty insurance products and services throughout the United States and writes reinsurance contracts worldwide. EMC is licensed in all 50 states and the District of Columbia.

EMC distributes products solely through the independent agency system and operates under the philosophy that its partnership with independent agents brings a superior level of personalized service to the insurance process. Our offices are located in marketing territories close to our agents so we can provide the coverage and protection our mutual customers need to help improve their lives.
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EMC exists to improve lives for our team members, agents, policyholders and local communities.... Read more


The mission of EMC is to improve lives by providing trusted financial protection for our policyholders, profitable partnerships with our agency partners, an inspiring culture for our team members and service to our communities... Read more

Additional Culture Details

Our brand promise—Count on EMC—represents the core values upon which EMC Insurance Companies has built its reputation. Since 1911, policyholders, agents and employees have come to Count on EMC for comprehensive protection, superior service and financial security. In addition, we are a company of choice because we embrace diversity, equity and inclusion (DE&I) in everything we do, creating a culture where everyone feels valued, respected and empowered.... Read more


We build partnerships and create meaningful connections with each other, our agents, policyholders and communities.
We deliver exceptional customer experiences by being responsive and finding solutions to our customers’ needs and expectations.
We are caring, approachable and knowledgeable.

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