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  2. Earnest Operations LLC

Earnest Operations LLC

Earnest empowers people with the financial capital they need to live better lives. We look beyond a credit score, instead of analyzing a person's full education, employment, and financial profile to reward financially responsible people with better rates than traditional lenders. Earnest was founded in 2013 on the belief that getting a loan shouldn’t be so difficult for financially responsible people.

We are a skilled team of design, math, finance, and technology geeks who noticed a lack of trust in the financial system and decided to do something about it. We created a company that combines data science, streamlined design, and exceptional service to bring people a fast, low-cost, and hyper-personalized financial experience. Our mission is to make credit more accessible by reducing the costs and barriers faced by millions of financially responsible people.
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Purpose

Earnest empowers people with the financial capital they need to live better lives. We look beyond a credit score, instead of analyzing a person's full education, employment, and financial profile to reward financially responsible people with better rates than traditional lenders. Earnest was founded in 2013 on the belief that getting a loan shouldn’t be so difficult for financially responsible people.

We are a skilled team of design, math, finance, and technology geeks who noticed a lack of trust in the financial system and decided to do something about it. We created a company that combines data science, streamlined design, and exceptional service to bring people a fast, low-cost, and hyper-personalized financial experience.

Earnest’s culture is as dynamic as the products we are building and defining every day. We offer great perks including a generous paid time off policy, catered meals, annual flight to anywhere in the world with a buddy (up to $1,000), and more.
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Vision

At Earnest, we believe in a world where paying for your education takes less time than earning your degree. ... Read more

Mission

Earnest empowers people with the financial capital they need to live better lives.... Read more

Values

Better is Better
The path to great means getting better every day. We push ourselves and each other to remain curious and think differently. We know the value of compounding and how continuous 1% improvement leads to massive changes. We are also willing to take big swings as we challenge the status quo.

Headquarters

San Francisco, CA

Employees

229 US Employees

Industry

Credit & Finance

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