For more than 80 years, Merchants Bonding Company™ has honed its expertise in surety, offering first-class service and a common sense underwriting approach. Unlike its competitors with multiple lines of business, agents and contractor clients of Merchants are given an edge. Merchants' unique underwriting philosophy evaluates all accounts on their own merit, and places a high value on business and personal net worth. Merchants offers program assistance ranging from Rapid Access Program (RAP) for small and infrequent bond needs to large programs of up to $150 million.
Merchants is among the top 15 surety writers in the nation and continues to be the largest provider in Iowa; achieving an A.M. Best Rating of “A” Excellent or better for 59 consecutive years (Best's Review, July 2017).
Merchants is licensed in all 50 states, maintaining 11 staffed offices across the United States and its home office in West Des Moines, Iowa.