Farmers Mutual Hail Insurance Company of Iowa (FMH) was founded in 1893 by W.A. Rutledge in Early, Iowa. As a long standing member of the mutual insurer and Iowa business community, FMH has continued to be a leader in providing insurance services to members of the agricultural community through the Midwest for 120 years. FMH is currently headquartered in West Des Moines, Iowa, and also maintains a second office in Story City, Iowa, where the FMH Property and Casualty Division is based. FMH has long enjoyed a reputation and tradition of financial strength and stability, and maintains an “A” rating (Excellent) from A.M. Best.