Flagstar Bank, headquartered in Troy, Michigan, is a full-service bank with branches in communities across Michigan. Chartered in 1987 as a federal savings bank, today Flagstar has assets of $15.4 billion. We are the largest savings bank headquartered in Michigan, a top 15 national mortgage originator, and the fifth largest savings bank in the country. We offer a wide range of products and services for individuals and businesses. From consumer loans and credit cards, to cash management and merchant services, we bring the full resources of a commercial bank to our customers. Our lenders cover the entire business market from small to large customers, and our branches offer not only highly competitive deposit accounts, but also insurance and investment services. We are a leading originator of mortgage loans with retail locations in 21 states and a wholesale network of more than 1,000 brokers and agents in all 50 states. As a leading national servicer of mortgage loans, we handle recordkeeping for $83 billion in home loans for nearly 383,000 borrowers. Flagstar Bank is a subsidiary of Flagstar Bancorp, which is listed on the New York Stock Exchange under the symbol FBC.